Credit Officer

Goodbye to Poverty Initiative · Iwo Road & Egbeda, Ibadan, Oyo State, Nigeria

Join a mission-driven organization that empowers communities through financial inclusion. As a Credit Officer, you will play a vital role in extending accessible credit to underserved populations, helping individuals and small businesses thrive. This is a hands-on, field-based position with direct impact on economic development and social mobility.

About the Role

Goodbye to Poverty Initiative is a social enterprise committed to transforming lives through financial empowerment. We are seeking a dedicated Credit Officer to join our team in Ibadan, Oyo State. You will be responsible for assessing credit applications, disbursing loans, and ensuring repayment through community-based outreach. This role offers meaningful impact, professional growth, and the chance to work alongside passionate professionals who believe in economic justice.

What You Will Do

Assess and approve credit applications based on risk and eligibility criteria.

Conduct field visits to verify applicant information and collateral.

Disburse approved loans and provide financial literacy education to borrowers.

Monitor loan repayment and follow up with delinquent clients to ensure timely repayment.

Maintain accurate records of all transactions and client interactions.

Collaborate with the team to develop strategies for expanding credit access in underserved communities.

Participate in training and capacity-building sessions to enhance skills and knowledge.

Represent the organization at community events and outreach programs.

What We Are Looking For

Proven experience in credit operations or financial services (preferred but not required).

Strong interpersonal and communication skills with a focus on community engagement.

Ability to work independently and as part of a team in a dynamic environment.

Basic computer literacy and proficiency in data entry and record-keeping.

Commitment to social impact and financial inclusion.

Reliable transportation and willingness to travel to rural and urban communities.

Valid driver’s license (if applicable).

High school diploma or equivalent (college degree preferred).

If you are passionate about financial inclusion and want to make a tangible difference in people’s lives, we want to hear from you. Apply today and become part of a movement that is changing the future of finance in Nigeria.

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