Principal Product Manager, Onboarding

Circle · New York, NY

Circle is seeking a Principal Product Manager for Onboarding to lead the design and execution of large-scale compliance, onboarding, and risk platforms within the fintech, payments, and crypto ecosystems. The role requires deep expertise in AI-driven product development, KYB/KYC/AML implementation, and strategic leadership across technical, commercial, and regulatory teams. Candidates must have 10+ years of experience in product management with a focus on scaling growth platforms in fast-moving environments. The position is fully remote with flexible work arrangements and global access to coworking locations.

Circle (NYSE: CRCL) is a global, internet financial platform company powering the foundation of an open, borderless, and programmable economy. Circle connects financial institutions, enterprises, and developers to the next generation of the internet financial system through digital assets such as USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Supporting trillions of dollars in economic activity and serving hundreds of millions of users worldwide, Circle enables value to move with the speed, security, and transparency of the internet.

Lead the design and execution of large-scale compliance, onboarding, and risk platforms within the fintech, payments, and crypto ecosystems.

Implement KYB, KYC, and AML technologies to meet global regulatory requirements.

Design scalable systems that accelerate customer onboarding while balancing risk mitigation and user experience.

Translate regulatory and business needs into clear product requirements and platform strategies.

Influence executives and cross-functional teams to align on product direction.

Apply AI/ML to improve onboarding decision-making, risk detection, and process efficiency.

Drive execution from concept through measurable outcomes in fast-moving environments.

Partner effectively across technical, commercial, and regulatory teams.

Use data to prioritize initiatives and assess impact.

Operate in ambiguity and adapt strategy as market conditions evolve.

Communicate clearly and align stakeholders around vision and trade-offs.

Leverage experience in crypto, stablecoins, fintech, or digital asset ecosystems.

Apply background in consumer growth, lifecycle optimization, or demand-focused product initiatives.

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